Where To Buy Money Orders Near 98101
Coin Society Virtually Me: 10 Places To Get One, With Fees and Locations
- What Is a Money Order
- Where to Become One
- Banks or Credit Union
- Western Union
- US Postal service
- 7-Eleven
- CVS Chemist's
- Kmart
- Kroger
- Meijer
- Publix
- Walmart
- Security Tips
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Personal checks sometimes have a day or two to clear, so not everyone will accept one out of fear that the check might bounce. In those instances, you'll demand either a money society or a cashier's check. Typically, money orders are for amounts less than $1,000, and cashier's checks are recommended for anything higher.
What Is a Money Social club?
A money order is a paper document that carries a monetary value. Coin orders part similarly to personal checks, just they are not attached to your bank account. They are written to a payee and are prepaid then the payee has a guarantee that the necessary funds are available. Coin orders often accept a monetary cap, such equally $500 or $i,000.
Hither'south an example of how a money order might await:
When Do Y'all Demand a Money Order?
You need a coin order when:
- You need a funds-guaranteed manner to pay someone
- You owe someone a payment only don't want to be walking around with cash
- You demand or desire to be able to write a check without revealing your bank account information
- A cheque is required to pay a bill, but you don't take a bank account
You lot might utilise a money lodge to:
- Pay anyone who needs assurance of your ability to pay
- Pay a bill, similar rent
- Pay movers
- Pay someone for a piece of art or furniture without carrying cash
- Make a large purchase without putting it on a credit card
- Send money to someone in a correctional facility
Where Can Yous Get a Money Order?
Many retailers offer coin orders, but nearly of them take one of two companies powering the transaction — Western Wedlock or MoneyGram. Both companies accept their own retail locations besides, then you can become direct to them if you'd prefer.
You can request a money order in any of these locations:
i. Whatever Bank or Credit Union
You may pay a fee, typically around $5, but you should be able to walk into a local bank or credit union branch and request a coin order. You should non need to have an account at the bank or credit union to do this.
ii. Western Union or MoneyGram Locations
Both Western Union and MoneyGram are fiscal service providers. Both have retail locations and can provide you with money orders as well as other ways to motion money. You tin can find a location most you past using the locators at the Western Spousal relationship and MoneyGram websites.
Their services are too bachelor at retailers you likely frequent ofttimes (more on that below).
3. US Mail service
Caput to any post office with your cash, debit card or traveler's check. You will not exist able to pay for a coin order past charging it to a credit card. You'll pay a processing fee of $ane.45 for amounts ranging from 1 cent to $500 and $1.95 for amounts ranging from $500.01 to $1,000.
You can as well get a coin gild at many retail locations you visit on a regular footing, such as any of the following options.
4. 7-Eleven
The majority of vii-Xi'southward locations are in the U.S. Availability and fees differ betwixt locations.
Limit: $500
Fee: Varies past location, ranging from i% to 3% of the coin society value
Provider: Western Marriage
5. CVS Pharmacy
CVS owns and operates thousands of drugstores across the U.Due south. Cash is the only form of payment accepted for a money order at CVS, and you must have a valid ID with y'all.
Limit: $500 per money order; $2,500 maximum per day
Fee: $i.25
Provider: MoneyGram
6. Kmart
Although Kmart has been closing stores over the by yr, information technology does yet own and operate some brick-and-mortar stores. If there's a Kmart location near you, phone call start to see if the store will event a coin club. Y'all can pay for a money order via cash or debit card, with no additional fee for debit bill of fare use.
Limit: $500
Fee: $1.50
Provider: Western Wedlock
7. Kroger
With well-nigh 3,000 supermarkets spread across the U.S., Kroger is accessible for many — but not every Kroger store volition issue coin orders. For those that do, fees and limits vary by location. Yous tin also cash coin orders at participating Kroger locations, only fees will apply.
Limit: Typically $1,000, merely limits may vary past location
Fee: 84 cents to 88 cents on boilerplate, but fees vary by location
Provider: Western Marriage
8. Meijer
A local option in certain states — Illinois, Indiana, Kentucky, Michigan, Ohio and Wisconsin — Meijer volition provide, merely not cash, money orders. You can pay for a money order via a debit menu with no boosted fee.
Limit: $500; $3,000 maximum per solar day
Fee: 65 cents
Provider: Western Union
nine. Publix
Publix operates approximately i,300 locations across vii states: Alabama, Florida, Georgia, North Carolina, South Carolina, Tennessee and Virginia. Publix sells, simply will non cash, money orders at all of its stores except for its GreenWise Market locations.
Limit: $500, with no daily maximum
Fee: 99 cents
Provider: Western Matrimony
10. Walmart
Walmart has locations throughout the U.Due south. You can pay for a money club at Walmart with cash or debit. At that place's a maximum fee of $1, with no additional fee for payment by debit card. You lot tin also cash MoneyGram coin orders if they were purchased at Walmart.
Limit: $1,000 with a $one,000 daily maximum
Fee: Up to $1; fees vary by location
Provider: MoneyGram
Security Tips
Although your coin order will accept a payee — making it harder for anyone else to cash it — you still need to be aware that carrying a money order around is similar to carrying greenbacks. Go on your money as secure as possible by following this guidance:
Precautions To Accept
- Be mindful of your surroundings when you asking a money gild. If you lot feel uncomfortable, ask for assist in walking to your auto.
- Fill the coin order out completely before you leave the shop — write clearly, preferably in black gel ink. Do not leave any spaces blank.
- Keep your receipt. It contains a tracking number that you may want to look up if the money guild is going to travel to the payee by mail service.
- If you're mailing the coin order, apply a discreet envelope and alert your payee in one case it is in the mail to endeavor and foreclose anyone from intercepting it. Consider sending it via certified mail.
Know Before You Become
There are enough of places you lot can turn for a money order, but limits and fees vary by retailer and geographic location. Practise your enquiry in accelerate and know where yous can go for a coin gild that meets your needs.
If yous need a money gild, you'll desire to be aware of the following:
- You can purchase more than one money lodge at a time. However, if yous purchase more than $three,000 in money orders in a single twenty-four hour period, yous'll demand to fill out a form and provide a authorities-issued photo ID.
- Stay alert for fraud. Scammers can pose equally real companies that you know and trust to solicit fee payments from you. They may also ship you a coin club and ask for a portion of information technology dorsum.
- For a military money order, head to an APO/FPO/DPO location.
- You lot tin ship a money order internationally, but limits vary.
Lastly, call up that just because y'all can get a money order doesn't hateful yous'll be able to cash information technology in that location. Brand certain you lot have a plan for both sides of the transaction if demand exist.
Cynthia Measom contributed to the reporting for this article.
Information is accurate as of Mar. 16, 2022.
Banks, ATMs and Other Services Nearby
Depository financial institution Branches
- Nearby banks
- Banking concern of America
- BBVA
- Capital One
- Chase
- Citibank
- Navy Federal Credit Union
- PNC Depository financial institution
- Regions
- TD Bank
- U.Due south. Bank
- Wells Fargo
ATMs
- Nearby ATMs
- Bitcoin ATMs
- EcoATM locations
Other Services
- Coinstar
- Pawnshops
Source: https://www.gobankingrates.com/banking/checking-account/best-places-money-order/
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